Borrowing Warning

WARNING: Do You Really Need A Loan Today?

This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on Government benefits, ask if you can receive an advance from Centrelink. Phone: 13 17 94.
  • The Government’s Money Smart website shows you how small amount loans work and suggests other options that may help you.

Our Commitment to Responsible Lending

Positive Solutions Finance is a responsible lender.

Positive Solutions Finance is committed to responsible lending. We recognise the importance of working with our valued distribution partners to ensure we all play our part in conducting business in an ethical and responsible manner.

Money Smart’ is an initiative from the Australian Securities and Investment Commission (ASIC) which can help you with accessing financial information and free financial tools.

The following, outlines Positive Solutions Finance’s approach to responsible lending.

We will:

  • Ensure compliance with the National Consumer Credit Protection Act and associated regulations, as well as guidance published by ASIC and the Credit and Investments Ombudsman (CIO);
  • Ensure brokers seek and verify information about the customer’s requirements and objectives and financial situation; and
  • Ensure that Positive Solutions Finance staff only approve loans that are not unsuitable for a customer.
  • Encourage customers to seek independent advice

Entering into a credit contract is an important decision. Positive Solutions Finance encourages you to seek independent legal and financial advice as part of your decision making process.

Why People Choose Us

We work to get the best possible outcome for you

Over 40 years of combined experience

Legal, Accounting and Financial Partnerships

Our clients get results they can't get elsewhere

About Us

About Us Image

 

Tax Debt Resolved is a specialist Advisory Firm working with both Companies, Sole Traders and Business Owners facing financial distress usually instigated by the ATO.

With over 40 years of combined experience working in Finance, Tax and the Debt Resolution Industry our team consists of Business Consultants, Legal Professionals and Accountants.

As such we are in a unique position to help guide and assist you in achieving the best possible outcome for both you and your Business.

Contact Us

Your problem’s ours to solve and we’re always happy to offer FREE CONFIDENTIAL EXPERT ADVICE